Buy a home!
Buying a (first) home in Finland doesn’t have to be difficult
Are you moving to and settling in Finland, or are you already here and would like to buy your own home?
Buying a home in Finland can be a rather difficult process for those unfamiliar with it. But OUN® specializes in helping homebuyers successfully navigate the journey. We have already helped many expats with their projects.
We offer expert information and analysis to help you acquire the home of your dreams easily, effortlessly, and above all, safely. Whether it’s your first home or not!
Specifically for You
Tailored services
We tailor our services to your specific needs. Choose the areas that are most important to you. You won’t pay for anything unnecessary
You’re buying expertise
Expert analysis
You’ll have access to a licensed realtor who will look at the big picture from your perspective as a buyer.
Concise summary
Clear reporting
Reports are written in plain language, easy to understand, and in an easy-to-read PDF format.
With an expertise of a licensed realtor, our services facilitate decision-making and provide tailored solutions to make home buying as safe and smooth as possible.
What is OUN® and what we do. And why.
OUN® is a completely independent, privately owned Finnish company created solely to help homebuyers. We provide expert information to first-time buyers (or actually homebuyers in general), helping them understand the entire process.
services for all critical areas
Expert services for homebuyers
Finance and Administration
How is the housing company’s financial situation?
The finances of a housing company are evaluated slightly differently than those of a “normal” limited liability company. We take into account such characteristics and review the housing company’s financial situation, including the financial statements and balance sheet, budget, debt ratio, and operating report.
And how is the company’s administration organized and how well has it succeeded in its task?
We review and evaluate the actions of both the board and the property manager by examining the administration’s plans, budgeting, board composition, and meeting practices. You will receive a summary of the most important observations in one plain language report.
Renovation History
We review what kind of repair and maintenance measures have been taken over time and compare them to the technical lifespans of each area. Taking the whole into account, we also tell you what kind of measures are expected in the near future.
In addition, we check with the zoning authorities if there are any significant construction or modification projects coming to the area. You will receive a summary of the most important observations in one plain language report.
Price and cost level
Can you estimate the right price for an apartment? Don’t worry, neither can we. But:
We can estimate the right price range for it. We use statistical methods and registers of completed transactions available to professionals to determine it, so we can tell you the correct price level. However, all apartments and housing companies are different, so the exact price is only determined through a sale.
We also look at the maintenance charge levels of comparable areas and housing companies, i.e. what kind of monthly housing costs can be expected compared to other similar companies.
Negotiation and purchase offer
Are you worried about negotiating? Don’t be.
This service is here to help you in a situation where you feel like you’re at a disadvantage, when the other party to the negotiation does similar things for a living. We can tell you what to pay attention to when negotiating, how to justify your own proposal, and what not to ask. A reasoned proposal, without unnecessary rambling, is always better than focusing on and arguing about irrelevant things.
And when the negotiations are over, we will help you draw up a valid and feasible purchase offer that defines, in addition to the offered price, other essential details. We also review it before you sign a binding purchase offer.
Don’t be an underdog!
Document review
The sale of housing company shares involves a huge number of different documents, terms and definitions, from the sales brochure to the purchase agreement. We go through the whole package, checking that all the necessary documents are there, that all (and only) the agreed entries have been made in them, so that you can safely sign and complete a big deal with peace of mind. Peace of mind for a small price!
We review all written material before you sign a purchase agreement. If we find something to point out, we will tell you about it so that you avoid unnecessary bumps on the road to your new home.”
Our work process
We operate directly, independently, and quickly.
Getting started: Share your needs
We’ll work with you to understand your needs and define your starting point. You can get started by filling out a form, or if you prefer, scheduling an online meeting.
Service proposal
Based on the information you provide, we will prepare a service proposal that best suits your situation. The proposal consists of available pre-made packages, but in such a way that you get answers to the specific questions you want. This way you don’t pay for anything unnecessary!
Report delivery
We deliver a clear and understandable report to our customers in PDF format. Without jargon or marketing fluff.
After the report is delivered, we can, if you wish, go through the report together so that everything in it is crystal clear to you. We won’t leave you alone!
Incredible experience I am not from Finland so I had no clue how much to offer; and did not understand value of the city. OUN® was amazing and super FAST!
noah l
OUN® provided invaluable assistance during our search for and purchase of our first apartment. As expats unfamiliar with the intricacies of the Finnish real estate sector, we relied heavily on their expertise to guide us through the process. The OUN® team went above and beyond in explaining all the important details and answering all our questions, which allowed us to make a well-informed decision. Now, two years later, we are still delighted with our purchase and are grateful to OUN® for their outstanding service.
vlad
What our customers say
Read our customers’ experiences of our service on Trustpilot and you’ll understand how we’ve helped them buy their own home.